Wednesday, April 28, 2021

What Dangers Do I Face When Working in a Warehouse?

Warehouse workers and material movers employed in warehouses that are part of wholesale and retail operations shelve and retrieve freight, stock or other materials. Warehouse employees may work on elevated loading docks and around conveyors, forklifts, and electrical systems common to industrial settings. Warehouse workers lift and carry heavy objects. Their work is repetitive and physically demanding. 

Moving heavy objects around warehouses or onto trucks may lead to sprains, strains, overexertion or cumulative injuries. Many types of accidents can happen in a large warehouse operation, from a slip and fall accident to a collision with a forklift to being struck by falling boxes. Accidents in warehouses can lead to serious or fatal injuries.

If you or a loved one has been injured while working in a warehouse in Kentucky, an experienced workers’ compensation lawyer from Morgan, Collins, Yeast & Salyer can help you seek the full benefits available to you by law. Our law firm has recovered more than $200 million in workers’ compensation benefits for hardworking Kentuckians. We stand ready to fight for you. Contact us today to schedule your free legal consultation.

Potential Hazards Associated With Warehouse Work

More than 1.4 million people work in warehouses in the United States. Nearly 30,500 Kentuckians are employed in warehousing and storage. The fatal injury rate for the warehousing industry is higher than the national average for all industries, the Occupational Safety and Health Administration (OSHA) says.

A warehouse employee who is injured on the job and cannot work for seven days or more should qualify for workers’ compensation benefits. Workers’ comp is no-fault insurance that pays all medical expenses and a portion of lost wages, as well as additional benefits for catastrophic injury and death.

A warehouse employee who is injured on the job should not have to fight for workers’ comp benefits. But workers’ comp insurance administrators sometimes deny or dispute valid workers’ comp claims. Some employers try to take advantage of injured workers who are unfamiliar with the Kentucky workers’ compensation system.

We urge you to contact a workers’ compensation attorney from Morgan, Collins, Yeast & Salyer to discuss the benefits available after suffering a warehouse accident. Some of the most common causes of compensable warehouse injuries include:

  • Physical Strain. Warehouse workers are often required to perform repetitive motions, including reaching, bending, pushing, pulling, lifting and carrying heavy objects. Many warehouse workers develop musculoskeletal injuries, particularly back injuries, from performing these types of labor. A strain or sprain can occur by lifting a heavy object or because of cumulative wear and tear over time.
  • Moving Machinery. Warehouse workers are often hit by forklifts, metal-body vehicles with protruding forks that move materials in warehouses and on loading docks. Warehouse workers dealing with conveyors can be injured if they become caught by pinch points, or develop musculoskeletal disorders associated with awkward postures or repetitive motions required to feed or retrieve from conveyors.
  • Falling Objects. Materials on warehouse shelves, loading docks or conveyors, or lifted by forklifts may fall and strike workers, causing blunt force or crushing injuries. Falling object injuries also occur in accidents involving the collapse of shelving, crates, or supports.
  • Exposure to Harmful Substances. There are numerous potential harmful exposures in a warehouse operation. Violations of lockout/tagout standards, which are meant to prevent exposure to electrical shock or electrocution, are among the most frequent OSHA violations found in warehouses. When toxic materials are among the items being stored, chemical burns are possible if hazardous materials spills occur.
  • Slips, Trips and Falls. Workers may slip or trip and fall on warehouse floors that are wet, cluttered, uneven or poorly lighted. Accumulated dust, sand, or sawdust on concrete floors is a slipping hazard, as well. Falls can lead to head and traumatic brain injury, back injury, broken bones and other traumatic injuries. In addition to general cleanliness and tidiness, OSHA regulations require specific guarding for floor and wall openings. a warehouse worker fell on the floor after he was hit by a heavy box - warehouse hazards
  • Cumulative Trauma. Cumulative trauma disorder (CTD) is the excessive wear and tear on muscles, tendons, and nerve tissues caused by repetitive motion over an extended period of time. Bending, reaching, stretching or lifting for several hours every day of a workweek creates micro-traumas within the worker’s body that never have the opportunity to heal. Eventually, the cumulative trauma causes chronic pain and loss of mobility.

Our Attorneys Help Injured Warehouse Employees

If you are a warehouse employee and you have been injured in an accident at work or from the cumulative effects of your job duties, you should speak to an attorney about workers’ compensation benefits you may be entitled to claim under Kentucky law.

Many Kentucky workers eligible for workers’ comp payments go without the full benefits they deserve because they do not understand the system and they have no one to stand up for them. This is especially true among laborers who are incorrectly told their cumulative work injuries are due to age and are not occupational injuries. 

The experienced workers’ compensation attorneys at Morgan, Collins, Yeast & Salyer will stand up for you. We understand the types of accidents that warehouse workers commonly suffer and the wear-and-tear injuries that end workers’ careers and make them eligible for workers’ compensation.

Our attorneys can help you pursue the workers’ compensation benefits you have a right to seek for your warehouse injury. We can file your claim, document the full extent of your injuries, and negotiate a fair settlement on your behalf with the workers’ compensation insurance company. If the insurers will not settle, your Morgan, Collins, Yeast & Salyer workers’ compensation attorney will represent you in all necessary hearings before state officials and Administrative Law Judges.

It takes Kentucky Courage to fight for fair workers’ compensation benefits when your employer says you don’t deserve them. You have the legal right to claim what you are due, and the lawyers of Morgan, Collins, Yeast & Salyer have the courage to fight for you. Contact us now for a free claim review.

 

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Wednesday, April 21, 2021

Do Workers’ Comp Benefits Apply When Employees Work from Home?

During the COVID-19 pandemic, many people have worked from home for periods of time.

Some workers have happily settled into WFH routines. Some have questions about whether their employer’s workers’ compensation insurance covers them if they are injured while working at home. The short answer is Yes. Workers’ compensation covers employees who are injured while performing job duties. The location where you are performing job duties when injured is not a factor.

Workers have routinely obtained workers’ comp benefits after suffering injuries on business trips, or while making deliveries, or while visiting clients. If you have been injured in an accident while performing job duties at home, you deserve workers’ compensation benefits just as if you had been injured in your office or on a construction site. But don’t be surprised if the workers’ comp insurance administrator raises questions.

If you have been injured while working from home and are getting any pushback about obtaining workers’ compensation benefits, you should speak to an experienced workers’ comp attorney as soon as possible. In Kentucky, a workers’ compensation lawyer from Morgan, Collins, Yeast & Salyer can provide the Kentucky Courage you need to fight for your rights and the full benefits provided by law. Contact us today to set up your free consultation.

Typical KY Workers’ Compensation Coverage Eligibility

In the state of Kentucky, all employers must carry workers’ compensation insurance or be self-insured, regardless of the number of people they employ or whether the workers are full-time or part-time. Certain agricultural employers are exempt from Kentucky’s workers’ compensation program. Independent contractors, domestic workers, and most volunteers also are not eligible to receive workers’ compensation benefits.

Workers’ compensation benefits are available to cover employees who suffer physical injuries or occupational diseases arising out of their employment. This does not include injuries suffered while commuting to and from work, such as in a car accident. But it does include injuries suffered during travel that are a part of job duties, such as making deliveries or driving to meet with a customer.

Illness is covered if the infirmity is caused by conditions of the workplace, including illnesses that develop over time. Illnesses that are a part of the natural aging process are not covered.

WFH Likely to Be an Ongoing Trend in Some Employment Sectors

A December 2020 Pew Research Center survey found that prior to the COVID-19 pandemic, 20% of all employed people whose jobs could be done from home actually worked from home all or most of the time. That number had increased to 71% by the end of 2020, with 54% saying they would prefer to continue working from home after the pandemic ends.

But this only works for some people. A majority of workers told Pew their job responsibilities cannot be done from home. Most upper-income workers can do their work on a computer from home, but most lower- and middle-income workers cannot. While 62% of workers with a bachelor’s degree or more education say their work can be done from home, only 23% of those without a four-year college degree make the claim.

The U.S. Bureau of Labor Statistics said in February 2021 that one of its major assumptions looking ahead is that telecommuting will be offered on a more permanent basis. “According to an analysis, working from home is generally feasible in management, professional and administrative support jobs, including those in the information, financial activities, professional and business services, and public administration industries.”

How Does Workers’ Compensation Apply to WFH Employees?

work injury claim formIf you are injured and seek workers’ compensation benefits, the primary question is going to be, “Were you on the job when you were hurt?”

In a challenge to your claim, the questions would focus on whether your injury did in fact arise from your job duties or whether you were acting in your employer’s interests when the accident happened.

For people working from home, the lines between work life and personal life can get blurry. An employer might challenge a work-at-home injury. What happens if an employee trips over one of their child’s toys while on the clock and is injured in the fall?

“Courts have found that an employer’s lack of control over the conditions of an employee’s home-based work premises is irrelevant,” the pro-employer Society for Human Resource Management (SHRM) says. “When an employee’s home is also an employee’s work premises, it is often interpreted that the hazards an employee encounters when performing work at home are also hazards of his or her employment.”

In other words, courts see the employee’s home as an extension of the workplace if the employer has agreed to a work-at-home arrangement.

In another look at workers’ compensation obligations for employees working from home, SHRM says employers should set a telecommuting policy that outlines the employer’s expectations for employees who work from home, including:

  • Expected work product
  • Expected job location
  • Job hours and how the employee clocks in and out
  • Allowed break times

A work-from-home agreement would protect employees, as well, and is something to consider suggesting if you are working at home without applicable company policies.

SHRM says the employer’s first defense against a workers’ comp claim will center on whether the teleworker gave appropriate notice to a supervisor of the injury. We advise that you or someone acting on your behalf should report a workplace injury within a week of the accident, though legally you have up to 30 days.

SHRM also suggests that employers check with their workers’ compensation and general liability insurance carriers to ensure that all appropriate coverages apply to employees who work from home.

Contact a KY Workers’ Compensation Attorney

You are covered by workers’ compensation insurance and Kentucky workers’ comp laws if you are an employee working from home in Kentucky. If you have been injured while on the job and are out of work because of the injury, you should inform yourself about the benefits available to you by speaking with a knowledgeable workers’ comp lawyer.

Report your injury to your employer and contact the Kentucky workers’ compensation lawyers of Morgan, Collins, Yeast & Salyer. We’ll show them what Kentucky Courage is as we fight for you. Contact us online or at (877) 809-5352 for a free initial consultation and dedicated representation.

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